RISK MANAGEMENT

To mitigate risks, PT Swadesi Finance undertakes the following policies

Z

Applying the prudential principles of the financing process by conducting BI Checking and APPI, financing analysis by applying the 5C principle (Character, Capacity, Condition, Capital, Collateral) as well as a comprehensive system of credit processes and decisions supported by online IT systems
integrated

T

Managing credit risk by applying credit analysis of functions, monitoring, and billing done through desk calls and field collections

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Operational risk management is undertaken by ensuring that all operational operations are in accordance with SOPs and existing policies